Call reports 2001
FARMERS & MERCHANTS STATE BANK — 2001
What FARMERS & MERCHANTS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 14,127,000 | 14,378,000 | 15,295,000 | 15,581,000 |
| Total loans | 5,668,000 | 5,627,000 | 5,299,000 | 5,274,000 |
| Allowance for loan losses | 42,000 | 46,000 | 39,000 | 39,000 |
| Securities available for sale | 6,477,000 | 5,091,000 | 5,926,000 | 5,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,954,000 | 13,210,000 | 14,064,000 | 14,361,000 |
| Interest-bearing deposits | 10,275,000 | 10,543,000 | 11,172,000 | 11,138,000 |
| Noninterest-bearing deposits | 2,679,000 | 2,667,000 | 2,892,000 | 3,223,000 |
| Equity capital | 1,129,000 | 1,123,000 | 1,192,000 | 1,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 495,000 | 739,000 | 960,000 |
| Interest expense | 118,000 | 241,000 | 358,000 | 459,000 |
| Net interest income | 131,000 | 254,000 | 381,000 | 501,000 |
| Noninterest income | 45,000 | 86,000 | 128,000 | 184,000 |
| Noninterest expense | 145,000 | 276,000 | 416,000 | 557,000 |
| Provision for loan losses | 3,000 | 6,000 | 10,000 | 10,000 |
| Pretax income | 28,000 | 58,000 | 84,000 | 122,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 21,000 |
| Net income | 25,000 | 51,000 | 74,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,138,000 | 1,123,000 | 1,142,000 | 1,142,000 |
| Total capital | 1,180,000 | 1,169,000 | 1,181,000 | 1,181,000 |
| Risk-weighted assets | 7,108,000 | 7,218,000 | 7,126,000 | 7,182,000 |