Call reports 2026
USAA FEDERAL SAVINGS BANK — 2026
What USAA FEDERAL SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 109,670,000,000 | 106,188,000,000 |
| Total loans | 44,277,000,000 | 46,216,000,000 |
| Allowance for loan losses | 1,896,000,000 | 1,894,000,000 |
| Securities available for sale | 17,716,000,000 | 15,265,000,000 |
| Securities held to maturity | 33,765,000,000 | 33,235,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 94,938,000,000 | 91,971,000,000 |
| Interest-bearing deposits | 94,523,000,000 | 91,560,000,000 |
| Noninterest-bearing deposits | 415,000,000 | 411,000,000 |
| Equity capital | 5,571,000,000 | 5,820,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,396,000,000 | 2,840,000,000 |
| Interest expense | 116,000,000 | 229,000,000 |
| Net interest income | 1,280,000,000 | 2,611,000,000 |
| Noninterest income | 479,000,000 | 987,000,000 |
| Noninterest expense | 1,218,000,000 | 2,491,000,000 |
| Provision for loan losses | 237,000,000 | 461,000,000 |
| Pretax income | 304,000,000 | 646,000,000 |
| Income tax | 80,000,000 | 162,000,000 |
| Net income | 224,000,000 | 484,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,610,000,000 | 9,871,000,000 |
| Total capital | 10,324,000,000 | 10,596,000,000 |
| Risk-weighted assets | 55,923,000,000 | 56,818,000,000 |