Call reports 2019
USAA FEDERAL SAVINGS BANK — 2019
What USAA FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 86,617,761,000 | 86,636,368,000 | 88,536,622,000 | 88,826,789,000 |
| Total loans | 46,272,183,000 | 47,730,620,000 | 48,443,798,000 | 49,213,016,000 |
| Allowance for loan losses | 777,394,000 | 764,647,000 | 791,493,000 | 786,731,000 |
| Securities available for sale | 8,204,696,000 | 26,934,405,000 | 27,711,680,000 | 31,134,968,000 |
| Securities held to maturity | 16,142,701,000 | 508,416,000 | 316,100,000 | 309,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,457,373,000 | 75,967,374,000 | 76,007,363,000 | 77,730,625,000 |
| Interest-bearing deposits | 74,820,274,000 | 74,022,656,000 | 73,797,215,000 | 75,684,395,000 |
| Noninterest-bearing deposits | 1,637,099,000 | 1,944,719,000 | 2,210,148,000 | 2,046,230,000 |
| Equity capital | 8,112,329,000 | 8,425,233,000 | 8,711,199,000 | 8,267,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,065,491,000 | 2,156,678,000 | 3,266,727,000 | 4,312,048,000 |
| Interest expense | 65,787,000 | 138,189,000 | 214,360,000 | 287,796,000 |
| Net interest income | 999,704,000 | 2,018,489,000 | 3,052,367,000 | 4,024,252,000 |
| Noninterest income | 509,122,000 | 1,161,683,000 | 1,904,489,000 | 2,493,229,000 |
| Noninterest expense | 1,055,780,000 | 2,241,181,000 | 3,482,429,000 | 5,085,255,000 |
| Provision for loan losses | 175,140,000 | 330,265,000 | 521,848,000 | 711,212,000 |
| Pretax income | 277,906,000 | 608,726,000 | 1,048,952,000 | 819,534,000 |
| Income tax | 69,941,000 | 147,824,000 | 249,419,000 | 209,608,000 |
| Net income | 207,965,000 | 460,902,000 | 799,533,000 | 609,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,090,994,000 | 8,221,654,000 | 8,492,676,000 | 8,281,979,000 |
| Total capital | 8,725,585,000 | 8,876,146,000 | 9,173,413,000 | 8,963,133,000 |
| Risk-weighted assets | 50,570,832,000 | 52,195,243,000 | 54,292,644,000 | 54,329,641,000 |