Call reports 2018
USAA FEDERAL SAVINGS BANK — 2018
What USAA FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 83,500,017,000 | 82,551,971,000 | 82,159,024,000 | 81,602,818,000 |
| Total loans | 46,062,494,000 | 47,014,919,000 | 47,406,852,000 | 47,267,229,000 |
| Allowance for loan losses | 810,957,000 | 774,779,000 | 760,240,000 | 773,948,000 |
| Securities available for sale | 5,002,126,000 | 5,106,832,000 | 6,407,469,000 | 6,596,303,000 |
| Securities held to maturity | 17,591,942,000 | 18,356,228,000 | 17,546,424,000 | 16,807,116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,976,960,000 | 72,974,179,000 | 72,241,593,000 | 71,930,848,000 |
| Interest-bearing deposits | 72,694,278,000 | 71,419,940,000 | 70,640,360,000 | 70,678,992,000 |
| Noninterest-bearing deposits | 1,282,683,000 | 1,554,239,000 | 1,601,233,000 | 1,251,856,000 |
| Equity capital | 7,363,241,000 | 7,605,876,000 | 7,761,643,000 | 7,919,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 959,634,000 | 1,937,939,000 | 2,968,945,000 | 4,010,880,000 |
| Interest expense | 32,917,000 | 65,988,000 | 98,958,000 | 155,422,000 |
| Net interest income | 926,717,000 | 1,871,951,000 | 2,869,987,000 | 3,855,458,000 |
| Noninterest income | 580,475,000 | 1,198,761,000 | 1,764,995,000 | 2,279,567,000 |
| Noninterest expense | 1,001,341,000 | 2,003,077,000 | 3,090,498,000 | 4,191,216,000 |
| Provision for loan losses | 145,054,000 | 270,469,000 | 413,299,000 | 600,896,000 |
| Pretax income | 360,797,000 | 797,166,000 | 1,131,185,000 | 1,342,913,000 |
| Income tax | 87,367,000 | 186,940,000 | 268,160,000 | 297,301,000 |
| Net income | 273,430,000 | 610,226,000 | 863,025,000 | 1,045,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,418,459,000 | 7,666,774,000 | 7,843,170,000 | 7,945,468,000 |
| Total capital | 8,035,182,000 | 8,295,357,000 | 8,488,460,000 | 8,582,929,000 |
| Risk-weighted assets | 49,092,029,000 | 50,088,265,000 | 51,456,050,000 | 50,807,695,000 |