Call reports 2017
USAA FEDERAL SAVINGS BANK — 2017
What USAA FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 81,283,142,000 | 80,557,577,000 | 79,491,011,000 | 80,522,765,000 |
| Total loans | 46,529,981,000 | 47,696,830,000 | 47,168,834,000 | 47,496,238,000 |
| Allowance for loan losses | 858,214,000 | 872,323,000 | 859,759,000 | 843,985,000 |
| Securities available for sale | 4,366,385,000 | 4,621,801,000 | 4,767,291,000 | 4,898,936,000 |
| Securities held to maturity | 15,468,637,000 | 16,364,258,000 | 17,280,372,000 | 18,146,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,873,469,000 | 72,000,203,000 | 70,415,753,000 | 71,142,238,000 |
| Interest-bearing deposits | 71,928,587,000 | 70,719,197,000 | 69,187,276,000 | 70,155,886,000 |
| Noninterest-bearing deposits | 944,882,000 | 1,281,005,000 | 1,228,477,000 | 986,353,000 |
| Equity capital | 6,879,767,000 | 7,035,254,000 | 7,223,727,000 | 7,199,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 869,751,000 | 1,765,093,000 | 2,700,874,000 | 3,638,324,000 |
| Interest expense | 40,737,000 | 80,601,000 | 117,782,000 | 152,208,000 |
| Net interest income | 829,014,000 | 1,684,492,000 | 2,583,092,000 | 3,486,116,000 |
| Noninterest income | 536,410,000 | 1,139,897,000 | 1,752,012,000 | 2,344,115,000 |
| Noninterest expense | 872,402,000 | 1,799,192,000 | 2,766,214,000 | 3,886,177,000 |
| Provision for loan losses | 198,743,000 | 382,939,000 | 529,215,000 | 690,489,000 |
| Pretax income | 294,279,000 | 642,258,000 | 1,039,675,000 | 1,253,565,000 |
| Income tax | 107,014,000 | 233,382,000 | 377,269,000 | 524,515,000 |
| Net income | 187,265,000 | 408,876,000 | 662,406,000 | 729,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,791,906,000 | 6,930,646,000 | 7,214,414,000 | 7,226,675,000 |
| Total capital | 7,400,547,000 | 7,554,839,000 | 7,840,390,000 | 7,863,520,000 |
| Risk-weighted assets | 48,399,210,000 | 49,641,684,000 | 49,796,472,000 | 50,690,929,000 |