Call reports 2016
USAA FEDERAL SAVINGS BANK — 2016
What USAA FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 75,057,788,000 | 75,544,003,000 | 76,188,790,000 | 77,760,914,000 |
| Total loans | 45,552,232,000 | 47,094,901,000 | 47,109,706,000 | 47,845,224,000 |
| Allowance for loan losses | 761,054,000 | 789,826,000 | 809,458,000 | 837,346,000 |
| Securities available for sale | 3,225,266,000 | 3,556,804,000 | 3,839,040,000 | 4,065,768,000 |
| Securities held to maturity | 13,668,696,000 | 13,648,609,000 | 14,164,362,000 | 14,826,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,257,795,000 | 67,612,238,000 | 68,067,720,000 | 69,290,232,000 |
| Interest-bearing deposits | 66,334,406,000 | 66,444,316,000 | 66,947,501,000 | 68,425,347,000 |
| Noninterest-bearing deposits | 923,389,000 | 1,167,922,000 | 1,120,219,000 | 864,885,000 |
| Equity capital | 6,470,346,000 | 6,600,527,000 | 6,740,648,000 | 6,752,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 818,944,000 | 1,633,326,000 | 2,476,090,000 | 3,330,680,000 |
| Interest expense | 43,464,000 | 86,865,000 | 130,354,000 | 172,930,000 |
| Net interest income | 775,480,000 | 1,546,461,000 | 2,345,736,000 | 3,157,750,000 |
| Noninterest income | 517,163,000 | 1,099,631,000 | 1,691,497,000 | 2,255,476,000 |
| Noninterest expense | 818,327,000 | 1,708,699,000 | 2,603,960,000 | 3,574,259,000 |
| Provision for loan losses | 170,803,000 | 351,447,000 | 518,294,000 | 718,708,000 |
| Pretax income | 303,513,000 | 585,946,000 | 914,979,000 | 1,120,259,000 |
| Income tax | 110,241,000 | 210,273,000 | 327,547,000 | 408,742,000 |
| Net income | 193,272,000 | 375,673,000 | 587,432,000 | 711,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,381,543,000 | 6,483,126,000 | 6,619,656,000 | 6,687,502,000 |
| Total capital | 6,976,852,000 | 7,094,767,000 | 7,225,492,000 | 7,312,055,000 |
| Risk-weighted assets | 47,424,906,000 | 48,716,625,000 | 48,224,663,000 | 49,711,120,000 |