Call reports 2015
USAA FEDERAL SAVINGS BANK — 2015
What USAA FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 70,236,783,000 | 69,474,311,000 | 70,038,840,000 | 71,130,930,000 |
| Total loans | 44,043,946,000 | 45,021,455,000 | 45,721,100,000 | 46,737,726,000 |
| Allowance for loan losses | 697,617,000 | 697,500,000 | 703,001,000 | 747,535,000 |
| Securities available for sale | 1,987,111,000 | 2,308,932,000 | 2,606,190,000 | 2,876,964,000 |
| Securities held to maturity | 13,899,581,000 | 13,328,284,000 | 13,095,482,000 | 13,151,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,995,318,000 | 62,160,501,000 | 62,514,278,000 | 63,451,104,000 |
| Interest-bearing deposits | 62,199,305,000 | 61,234,723,000 | 61,612,160,000 | 62,740,267,000 |
| Noninterest-bearing deposits | 796,013,000 | 925,777,000 | 902,118,000 | 710,838,000 |
| Equity capital | 6,044,275,000 | 6,162,282,000 | 6,319,213,000 | 6,302,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 748,864,000 | 1,507,696,000 | 2,289,288,000 | 3,087,507,000 |
| Interest expense | 51,430,000 | 100,775,000 | 148,395,000 | 194,207,000 |
| Net interest income | 697,434,000 | 1,406,921,000 | 2,140,893,000 | 2,893,300,000 |
| Noninterest income | 450,262,000 | 906,051,000 | 1,408,302,000 | 1,878,133,000 |
| Noninterest expense | 690,242,000 | 1,433,614,000 | 2,216,874,000 | 3,113,027,000 |
| Provision for loan losses | 134,682,000 | 263,974,000 | 395,021,000 | 591,180,000 |
| Pretax income | 322,772,000 | 615,384,000 | 937,300,000 | 1,067,226,000 |
| Income tax | 117,706,000 | 217,590,000 | 335,347,000 | 392,277,000 |
| Net income | 205,066,000 | 397,794,000 | 601,953,000 | 674,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,020,633,000 | 6,109,776,000 | 6,246,545,000 | 6,267,132,000 |
| Total capital | 6,589,769,000 | 6,691,209,000 | 6,836,429,000 | 6,863,141,000 |
| Risk-weighted assets | 45,371,420,000 | 46,366,605,000 | 47,044,184,000 | 47,495,714,000 |