Call reports 2014
USAA FEDERAL SAVINGS BANK — 2014
What USAA FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 65,811,560,000 | 65,978,419,000 | 66,179,617,000 | 67,301,894,000 |
| Total loans | 39,928,909,000 | 42,227,990,000 | 43,318,602,000 | 44,447,110,000 |
| Allowance for loan losses | 686,783,000 | 700,676,000 | 700,453,000 | 693,259,000 |
| Securities available for sale | 38,607,000 | 1,207,964,000 | 1,354,265,000 | 1,678,210,000 |
| Securities held to maturity | 13,870,758,000 | 14,800,586,000 | 14,972,982,000 | 14,477,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,171,124,000 | 58,994,308,000 | 58,802,161,000 | 59,950,323,000 |
| Interest-bearing deposits | 58,356,589,000 | 58,069,282,000 | 57,829,070,000 | 59,281,513,000 |
| Noninterest-bearing deposits | 814,535,000 | 925,027,000 | 973,090,000 | 668,811,000 |
| Equity capital | 5,503,894,000 | 5,651,342,000 | 5,785,007,000 | 5,888,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 662,627,000 | 1,354,106,000 | 2,082,343,000 | 2,830,178,000 |
| Interest expense | 58,049,000 | 115,314,000 | 171,912,000 | 225,655,000 |
| Net interest income | 604,578,000 | 1,238,792,000 | 1,910,431,000 | 2,604,523,000 |
| Noninterest income | 401,020,000 | 883,939,000 | 1,349,043,000 | 1,809,639,000 |
| Noninterest expense | 626,228,000 | 1,298,067,000 | 2,024,961,000 | 2,789,878,000 |
| Provision for loan losses | 99,867,000 | 228,402,000 | 341,447,000 | 461,343,000 |
| Pretax income | 279,503,000 | 596,262,000 | 893,066,000 | 1,162,941,000 |
| Income tax | 99,945,000 | 207,282,000 | 310,941,000 | 419,402,000 |
| Net income | 179,558,000 | 388,980,000 | 582,125,000 | 743,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,488,669,000 | 5,635,387,000 | 5,770,093,000 | 5,869,791,000 |
| Total capital | 6,009,026,000 | 6,180,674,000 | 6,331,333,000 | 6,437,184,000 |
| Risk-weighted assets | 41,440,117,000 | 43,444,548,000 | 44,731,025,000 | 45,235,581,000 |