Call reports 2013
USAA FEDERAL SAVINGS BANK — 2013
What USAA FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 62,074,564,000 | 62,250,793,000 | 62,039,513,000 | 62,866,954,000 |
| Total loans | 38,292,146,000 | 39,719,950,000 | 39,563,586,000 | 40,647,011,000 |
| Allowance for loan losses | 801,622,000 | 764,137,000 | 735,704,000 | 713,260,000 |
| Securities available for sale | 0 | 0 | 0 | 64,506,000 |
| Securities held to maturity | 10,557,358,000 | 10,669,071,000 | 10,961,682,000 | 11,405,562,000 |
| Trading assets | 17,000 | 16,000 | 0 | 0 |
| Total deposits | 55,821,926,000 | 55,649,408,000 | 55,516,351,000 | 56,156,021,000 |
| Interest-bearing deposits | 55,188,586,000 | 54,826,488,000 | 54,728,820,000 | 55,404,502,000 |
| Noninterest-bearing deposits | 633,340,000 | 822,920,000 | 787,531,000 | 751,519,000 |
| Equity capital | 5,073,341,000 | 5,310,321,000 | 5,393,210,000 | 5,380,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 613,115,000 | 1,231,760,000 | 1,875,593,000 | 2,531,861,000 |
| Interest expense | 75,200,000 | 146,170,000 | 214,540,000 | 278,065,000 |
| Net interest income | 537,915,000 | 1,085,590,000 | 1,661,053,000 | 2,253,796,000 |
| Noninterest income | 476,579,000 | 1,012,353,000 | 1,451,772,000 | 1,844,904,000 |
| Noninterest expense | 574,033,000 | 1,175,971,000 | 1,815,228,000 | 2,548,465,000 |
| Provision for loan losses | 121,460,000 | 217,805,000 | 300,866,000 | 410,970,000 |
| Pretax income | 319,001,000 | 704,167,000 | 996,731,000 | 1,139,265,000 |
| Income tax | 117,508,000 | 258,485,000 | 368,160,000 | 415,601,000 |
| Net income | 201,493,000 | 445,682,000 | 628,571,000 | 723,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,065,145,000 | 5,298,568,000 | 5,379,592,000 | 5,365,488,000 |
| Total capital | 5,560,502,000 | 5,808,802,000 | 5,894,249,000 | 5,890,720,000 |
| Risk-weighted assets | 39,322,317,000 | 40,564,799,000 | 40,929,494,000 | 41,808,497,000 |