Call reports 2012
USAA FEDERAL SAVINGS BANK — 2012
What USAA FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 55,451,179,000 | 55,863,114,000 | 57,616,006,000 | 58,597,476,000 |
| Total loans | 37,425,983,000 | 38,018,395,000 | 37,919,027,000 | 39,070,908,000 |
| Allowance for loan losses | 796,119,000 | 781,397,000 | 780,133,000 | 820,426,000 |
| Securities available for sale | 1,000,000,000 | 0 | 0 | 0 |
| Securities held to maturity | 7,589,252,000 | 6,635,727,000 | 8,572,837,000 | 10,158,338,000 |
| Trading assets | 22,000 | 21,000 | 19,000 | 18,000 |
| Total deposits | 49,718,233,000 | 49,952,282,000 | 51,417,470,000 | 52,568,814,000 |
| Interest-bearing deposits | 49,450,671,000 | 49,613,423,000 | 51,005,133,000 | 52,137,563,000 |
| Noninterest-bearing deposits | 267,562,000 | 338,859,000 | 412,337,000 | 431,251,000 |
| Equity capital | 4,574,528,000 | 4,761,581,000 | 4,967,452,000 | 4,871,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 585,750,000 | 1,171,382,000 | 1,773,245,000 | 2,375,549,000 |
| Interest expense | 87,801,000 | 171,230,000 | 253,375,000 | 332,651,000 |
| Net interest income | 497,949,000 | 1,000,152,000 | 1,519,870,000 | 2,042,898,000 |
| Noninterest income | 439,722,000 | 910,662,000 | 1,415,740,000 | 1,827,704,000 |
| Noninterest expense | 499,617,000 | 1,046,846,000 | 1,612,291,000 | 2,187,921,000 |
| Provision for loan losses | 130,370,000 | 247,693,000 | 377,025,000 | 573,192,000 |
| Pretax income | 307,684,000 | 616,275,000 | 946,294,000 | 1,109,489,000 |
| Income tax | 106,524,000 | 220,899,000 | 345,047,000 | 396,684,000 |
| Net income | 201,160,000 | 395,376,000 | 601,247,000 | 712,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,568,800,000 | 4,755,287,000 | 4,962,111,000 | 4,866,151,000 |
| Total capital | 5,045,085,000 | 5,228,242,000 | 5,446,322,000 | 5,362,143,000 |
| Risk-weighted assets | 37,737,632,000 | 37,527,963,000 | 38,440,943,000 | 39,354,894,000 |