Call reports 2012
GLASGOW SAVINGS BANK — 2012
What GLASGOW SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 24,779,000 | 22,341,000 |
| Total loans | 15,202,000 | 13,326,000 |
| Allowance for loan losses | 1,125,000 | 1,146,000 |
| Securities available for sale | 1,800,000 | 1,243,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 24,232,000 | 21,809,000 |
| Interest-bearing deposits | 19,225,000 | 17,031,000 |
| Noninterest-bearing deposits | 5,007,000 | 4,778,000 |
| Equity capital | 471,000 | 442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 176,000 | 382,000 |
| Interest expense | 24,000 | 43,000 |
| Net interest income | 152,000 | 339,000 |
| Noninterest income | 17,000 | 36,000 |
| Noninterest expense | 254,000 | 487,000 |
| Provision for loan losses | 899,000 | 899,000 |
| Pretax income | -984,000 | -1,011,000 |
| Income tax | 0 | 0 |
| Net income | -984,000 | -1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 447,000 | 417,000 |
| Total capital | 666,000 | 608,000 |
| Risk-weighted assets | 16,610,000 | 14,349,000 |