Call reports 2010
GLASGOW SAVINGS BANK — 2010
What GLASGOW SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 39,416,000 | 35,233,000 | 35,613,000 | 32,279,000 |
| Total loans | 19,950,000 | 20,037,000 | 19,752,000 | 20,348,000 |
| Allowance for loan losses | 568,000 | 586,000 | 632,000 | 1,301,000 |
| Securities available for sale | 500,000 | 4,467,000 | 4,253,000 | 5,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,517,000 | 30,499,000 | 30,955,000 | 30,308,000 |
| Interest-bearing deposits | 30,678,000 | 26,927,000 | 26,910,000 | 25,832,000 |
| Noninterest-bearing deposits | 3,839,000 | 3,572,000 | 4,045,000 | 4,476,000 |
| Equity capital | 4,751,000 | 4,632,000 | 4,558,000 | 1,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 689,000 | 982,000 | 1,316,000 |
| Interest expense | 112,000 | 217,000 | 308,000 | 393,000 |
| Net interest income | 236,000 | 472,000 | 674,000 | 923,000 |
| Noninterest income | 18,000 | -57,000 | -46,000 | -118,000 |
| Noninterest expense | 268,000 | 600,000 | 942,000 | 3,041,000 |
| Provision for loan losses | 293,000 | 309,000 | 353,000 | 1,028,000 |
| Pretax income | -307,000 | -494,000 | -667,000 | -3,264,000 |
| Income tax | -116,000 | -184,000 | -260,000 | -225,000 |
| Net income | -191,000 | -310,000 | -407,000 | -3,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,059,000 | 2,971,000 | 2,889,000 | 1,904,000 |
| Total capital | 3,357,000 | 3,251,000 | 3,166,000 | 2,183,000 |
| Risk-weighted assets | 23,581,000 | 22,165,000 | 22,018,000 | 21,262,000 |