Call reports 2002
GLASGOW SAVINGS BANK — 2002
What GLASGOW SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,287,000 | 29,856,000 | 30,112,000 | 30,424,000 |
| Total loans | 14,076,000 | 13,993,000 | 13,958,000 | 13,694,000 |
| Allowance for loan losses | 204,000 | 207,000 | 259,000 | 256,000 |
| Securities available for sale | 12,391,000 | 12,546,000 | 12,826,000 | 13,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,940,000 | 25,490,000 | 25,485,000 | 25,956,000 |
| Interest-bearing deposits | 22,987,000 | 22,422,000 | 22,472,000 | 22,752,000 |
| Noninterest-bearing deposits | 2,953,000 | 3,068,000 | 3,013,000 | 3,204,000 |
| Equity capital | 4,213,000 | 4,200,000 | 4,404,000 | 4,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 902,000 | 1,344,000 | 1,778,000 |
| Interest expense | 164,000 | 323,000 | 473,000 | 609,000 |
| Net interest income | 292,000 | 579,000 | 871,000 | 1,169,000 |
| Noninterest income | 19,000 | 35,000 | 47,000 | 79,000 |
| Noninterest expense | 158,000 | 317,000 | 480,000 | 648,000 |
| Provision for loan losses | 57,000 | 66,000 | 116,000 | 125,000 |
| Pretax income | 96,000 | 231,000 | 322,000 | 475,000 |
| Income tax | 34,000 | 81,000 | 112,000 | 168,000 |
| Net income | 62,000 | 150,000 | 210,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,190,000 | 4,078,000 | 4,138,000 | 4,035,000 |
| Total capital | 4,394,000 | 4,285,000 | 4,397,000 | 4,291,000 |
| Risk-weighted assets | 21,401,000 | 21,241,000 | 21,345,000 | 21,145,000 |