Call reports 2001
GLASGOW SAVINGS BANK — 2001
What GLASGOW SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,079,000 | 28,437,000 | 28,929,000 | 29,115,000 |
| Total loans | 14,541,000 | 14,888,000 | 14,830,000 | 15,317,000 |
| Allowance for loan losses | 224,000 | 230,000 | 238,000 | 242,000 |
| Securities available for sale | 7,609,000 | 9,766,000 | 10,971,000 | 11,394,000 |
| Securities held to maturity | 494,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,537,000 | 24,017,000 | 24,236,000 | 24,692,000 |
| Interest-bearing deposits | 21,605,000 | 21,061,000 | 21,240,000 | 21,186,000 |
| Noninterest-bearing deposits | 2,932,000 | 2,956,000 | 2,996,000 | 3,506,000 |
| Equity capital | 4,289,000 | 4,201,000 | 4,402,000 | 4,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,047,000 | 1,527,000 | 2,006,000 |
| Interest expense | 221,000 | 440,000 | 645,000 | 826,000 |
| Net interest income | 320,000 | 607,000 | 882,000 | 1,180,000 |
| Noninterest income | 19,000 | 41,000 | 61,000 | 92,000 |
| Noninterest expense | 153,000 | 305,000 | 458,000 | 615,000 |
| Provision for loan losses | 11,000 | 22,000 | 31,000 | 40,000 |
| Pretax income | 175,000 | 321,000 | 454,000 | 617,000 |
| Income tax | 63,000 | 115,000 | 160,000 | 220,000 |
| Net income | 112,000 | 206,000 | 294,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,243,000 | 4,138,000 | 4,225,000 | 4,128,000 |
| Total capital | 4,467,000 | 4,368,000 | 4,463,000 | 4,370,000 |
| Risk-weighted assets | 18,248,000 | 20,277,000 | 20,257,000 | 21,138,000 |