Call reports 2026
ADAMS COUNTY BANK — 2026
What ADAMS COUNTY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 241,615,000 | 241,104,000 |
| Total loans | 149,542,000 | 155,041,000 |
| Allowance for loan losses | 1,670,000 | 1,670,000 |
| Securities available for sale | 30,986,000 | 30,669,000 |
| Securities held to maturity | 33,905,000 | 35,569,000 |
| Trading assets | 0 | 0 |
| Total deposits | 157,356,000 | 154,566,000 |
| Interest-bearing deposits | 126,070,000 | 128,074,000 |
| Noninterest-bearing deposits | 31,286,000 | 26,492,000 |
| Equity capital | 23,828,000 | 24,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,839,000 | 5,756,000 |
| Interest expense | 1,006,000 | 2,189,000 |
| Net interest income | 1,833,000 | 3,567,000 |
| Noninterest income | 84,000 | 178,000 |
| Noninterest expense | 794,000 | 1,471,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,123,000 | 2,274,000 |
| Income tax | 14,000 | 29,000 |
| Net income | 1,109,000 | 2,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,349,000 | 28,486,000 |
| Total capital | 29,099,000 | 30,236,000 |
| Risk-weighted assets | 167,956,000 | 169,453,000 |