Call reports 2024
ADAMS COUNTY BANK — 2024
What ADAMS COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 231,340,000 | 235,227,000 | 240,304,000 | 235,547,000 |
| Total loans | 137,166,000 | 150,627,000 | 156,092,000 | 154,532,000 |
| Allowance for loan losses | 1,132,000 | 1,132,000 | 1,132,000 | 1,380,000 |
| Securities available for sale | 37,458,000 | 36,289,000 | 35,970,000 | 33,162,000 |
| Securities held to maturity | 31,624,000 | 31,583,000 | 31,327,000 | 29,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,606,000 | 148,080,000 | 145,871,000 | 150,288,000 |
| Interest-bearing deposits | 118,157,000 | 122,886,000 | 122,403,000 | 121,053,000 |
| Noninterest-bearing deposits | 31,449,000 | 25,194,000 | 23,468,000 | 29,235,000 |
| Equity capital | 18,287,000 | 19,376,000 | 21,549,000 | 20,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,737,000 | 5,617,000 | 8,614,000 | 11,548,000 |
| Interest expense | 1,348,000 | 2,711,000 | 4,165,000 | 5,608,000 |
| Net interest income | 1,389,000 | 2,906,000 | 4,449,000 | 5,940,000 |
| Noninterest income | 58,000 | 124,000 | 183,000 | 655,000 |
| Noninterest expense | 722,000 | 1,432,000 | 2,103,000 | 3,433,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 725,000 | 1,598,000 | 2,529,000 | 2,912,000 |
| Income tax | 14,000 | 29,000 | 43,000 | 47,000 |
| Net income | 711,000 | 1,569,000 | 2,486,000 | 2,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,661,000 | 24,519,000 | 25,435,000 | 25,486,000 |
| Total capital | 24,863,000 | 25,721,000 | 26,637,000 | 26,936,000 |
| Risk-weighted assets | 166,671,000 | 177,380,000 | 176,891,000 | 181,130,000 |