Call reports 2022
ADAMS COUNTY BANK — 2022
What ADAMS COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 236,088,000 | 230,432,000 | 228,843,000 | 226,220,000 |
| Total loans | 118,257,000 | 130,013,000 | 138,469,000 | 136,050,000 |
| Allowance for loan losses | 1,212,000 | 1,212,000 | 1,212,000 | 1,212,000 |
| Securities available for sale | 48,760,000 | 45,179,000 | 43,092,000 | 42,361,000 |
| Securities held to maturity | 29,312,000 | 30,438,000 | 32,463,000 | 32,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,508,000 | 148,234,000 | 139,396,000 | 137,650,000 |
| Interest-bearing deposits | 114,734,000 | 113,024,000 | 108,558,000 | 103,192,000 |
| Noninterest-bearing deposits | 37,774,000 | 35,210,000 | 30,838,000 | 34,457,000 |
| Equity capital | 15,673,000 | 13,380,000 | 13,563,000 | 14,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,674,000 | 3,568,000 | 5,732,000 | 8,036,000 |
| Interest expense | 582,000 | 1,214,000 | 1,872,000 | 2,651,000 |
| Net interest income | 1,092,000 | 2,354,000 | 3,860,000 | 5,385,000 |
| Noninterest income | 51,000 | 109,000 | 165,000 | 559,000 |
| Noninterest expense | 569,000 | 1,167,000 | 1,718,000 | 2,841,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 574,000 | 1,296,000 | 2,307,000 | 3,103,000 |
| Income tax | -3,000 | 11,000 | 25,000 | 46,000 |
| Net income | 577,000 | 1,285,000 | 2,282,000 | 3,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,405,000 | 19,013,000 | 19,960,000 | 20,734,000 |
| Total capital | 19,617,000 | 20,225,000 | 21,172,000 | 21,946,000 |
| Risk-weighted assets | 152,927,000 | 157,835,000 | 168,014,000 | 166,515,000 |