Call reports 2021
ADAMS COUNTY BANK — 2021
What ADAMS COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 211,589,000 | 215,979,000 | 212,281,000 | 221,337,000 |
| Total loans | 103,132,000 | 110,237,000 | 119,124,000 | 123,571,000 |
| Allowance for loan losses | 1,212,000 | 1,212,000 | 1,212,000 | 1,212,000 |
| Securities available for sale | 41,930,000 | 42,486,000 | 45,641,000 | 47,719,000 |
| Securities held to maturity | 28,104,000 | 28,787,000 | 29,740,000 | 30,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,575,000 | 135,594,000 | 131,707,000 | 134,791,000 |
| Interest-bearing deposits | 103,996,000 | 106,944,000 | 106,424,000 | 104,452,000 |
| Noninterest-bearing deposits | 28,579,000 | 28,650,000 | 25,283,000 | 30,339,000 |
| Equity capital | 18,906,000 | 18,559,000 | 19,129,000 | 19,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,925,000 | 3,760,000 | 5,410,000 | 7,141,000 |
| Interest expense | 615,000 | 1,209,000 | 1,808,000 | 2,395,000 |
| Net interest income | 1,310,000 | 2,551,000 | 3,602,000 | 4,746,000 |
| Noninterest income | 56,000 | 118,000 | 171,000 | 544,000 |
| Noninterest expense | 607,000 | 1,127,000 | 1,681,000 | 2,839,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 759,000 | 1,542,000 | 2,092,000 | 2,451,000 |
| Income tax | 14,000 | 29,000 | 43,000 | 54,000 |
| Net income | 745,000 | 1,513,000 | 2,049,000 | 2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,657,000 | 18,244,000 | 18,730,000 | 19,078,000 |
| Total capital | — | 19,456,000 | 19,942,000 | 20,290,000 |
| Risk-weighted assets | — | 137,021,000 | 146,483,000 | 152,611,000 |