Call reports 2020
ADAMS COUNTY BANK — 2020
What ADAMS COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 187,708,000 | 196,693,000 | 202,284,000 | 203,051,000 |
| Total loans | 106,695,000 | 119,458,000 | 120,925,000 | 107,448,000 |
| Allowance for loan losses | 1,211,000 | 1,211,000 | 1,211,000 | 1,211,000 |
| Securities available for sale | 30,750,000 | 31,753,000 | 36,767,000 | 38,519,000 |
| Securities held to maturity | 32,692,000 | 31,701,000 | 29,815,000 | 28,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,829,000 | 124,424,000 | 122,864,000 | 127,917,000 |
| Interest-bearing deposits | 97,541,000 | 103,715,000 | 103,730,000 | 103,832,000 |
| Noninterest-bearing deposits | 20,288,000 | 20,709,000 | 19,134,000 | 24,085,000 |
| Equity capital | 17,048,000 | 18,793,000 | 19,400,000 | 19,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,734,000 | 5,569,000 | 7,153,000 |
| Interest expense | 699,000 | 1,374,000 | 2,047,000 | 2,715,000 |
| Net interest income | 1,108,000 | 2,360,000 | 3,522,000 | 4,438,000 |
| Noninterest income | 49,000 | 108,000 | 174,000 | 576,000 |
| Noninterest expense | 530,000 | 1,098,000 | 1,669,000 | 2,568,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 627,000 | 1,370,000 | 2,027,000 | 2,446,000 |
| Income tax | 12,000 | 25,000 | 37,000 | 57,000 |
| Net income | 615,000 | 1,345,000 | 1,990,000 | 2,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,488,000 | 18,219,000 | 18,714,000 | 19,113,000 |