Call reports 2019
ADAMS COUNTY BANK — 2019
What ADAMS COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 165,430,000 | 171,652,000 | 179,770,000 | 185,262,000 |
| Total loans | 101,546,000 | 107,379,000 | 112,071,000 | 108,882,000 |
| Allowance for loan losses | 1,210,000 | 1,210,000 | 1,211,000 | 1,211,000 |
| Securities available for sale | 21,302,000 | 22,106,000 | 22,745,000 | 26,574,000 |
| Securities held to maturity | 31,218,000 | 30,001,000 | 31,858,000 | 34,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,519,000 | 104,868,000 | 106,512,000 | 111,004,000 |
| Interest-bearing deposits | 76,376,000 | 85,465,000 | 89,718,000 | 92,076,000 |
| Noninterest-bearing deposits | 20,143,000 | 19,403,000 | 16,794,000 | 18,928,000 |
| Equity capital | 15,706,000 | 16,597,000 | 17,297,000 | 17,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,698,000 | 3,634,000 | 5,535,000 | 7,418,000 |
| Interest expense | 575,000 | 1,261,000 | 1,988,000 | 2,732,000 |
| Net interest income | 1,123,000 | 2,373,000 | 3,547,000 | 4,686,000 |
| Noninterest income | 50,000 | 106,000 | 162,000 | 427,000 |
| Noninterest expense | 550,000 | 1,112,000 | 1,665,000 | 2,446,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 623,000 | 1,367,000 | 2,044,000 | 2,667,000 |
| Income tax | 10,000 | 21,000 | 31,000 | 49,000 |
| Net income | 613,000 | 1,346,000 | 2,013,000 | 2,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,269,000 | 16,802,000 | 17,368,000 | 17,973,000 |
| Total capital | 17,479,000 | 18,012,000 | 18,579,000 | 19,184,000 |
| Risk-weighted assets | 121,175,000 | 126,323,000 | 132,333,000 | 132,233,000 |