Call reports 2018
ADAMS COUNTY BANK — 2018
What ADAMS COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 161,509,000 | 163,156,000 | 171,129,000 | 166,724,000 |
| Total loans | 90,221,000 | 96,768,000 | 104,476,000 | 101,447,000 |
| Allowance for loan losses | 1,007,000 | 1,208,000 | 1,209,000 | 1,209,000 |
| Securities available for sale | 22,228,000 | 21,808,000 | 20,518,000 | 20,260,000 |
| Securities held to maturity | 30,656,000 | 30,846,000 | 32,825,000 | 31,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,657,000 | 104,971,000 | 102,811,000 | 103,739,000 |
| Interest-bearing deposits | 85,073,000 | 85,070,000 | 84,155,000 | 79,265,000 |
| Noninterest-bearing deposits | 21,584,000 | 19,901,000 | 18,656,000 | 24,474,000 |
| Equity capital | 14,131,000 | 14,297,000 | 14,807,000 | 15,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,961,000 | 4,679,000 | 6,430,000 |
| Interest expense | 470,000 | 979,000 | 1,557,000 | 2,165,000 |
| Net interest income | 976,000 | 1,982,000 | 3,122,000 | 4,265,000 |
| Noninterest income | 48,000 | 120,000 | 172,000 | 274,000 |
| Noninterest expense | 569,000 | 1,145,000 | 1,716,000 | 2,498,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 319,000 | 621,000 | 1,242,000 | 1,705,000 |
| Income tax | 10,000 | 21,000 | 32,000 | 50,000 |
| Net income | 309,000 | 600,000 | 1,210,000 | 1,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,039,000 | 15,211,000 | 15,761,000 | 16,206,000 |
| Total capital | 16,046,000 | 16,419,000 | 16,970,000 | 17,415,000 |
| Risk-weighted assets | 113,122,000 | 113,372,000 | 124,498,000 | 121,689,000 |