Call reports 2017
ADAMS COUNTY BANK — 2017
What ADAMS COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 159,711,000 | 170,465,000 | 174,718,000 | 168,603,000 |
| Total loans | 96,175,000 | 102,064,000 | 107,179,000 | 101,365,000 |
| Allowance for loan losses | 1,004,000 | 1,005,000 | 1,005,000 | 1,006,000 |
| Securities available for sale | 27,179,000 | 28,304,000 | 26,655,000 | 24,812,000 |
| Securities held to maturity | 26,941,000 | 29,400,000 | 29,611,000 | 29,224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,009,000 | 106,003,000 | 103,966,000 | 105,514,000 |
| Interest-bearing deposits | 88,774,000 | 88,069,000 | 87,552,000 | 86,152,000 |
| Noninterest-bearing deposits | 21,235,000 | 17,934,000 | 16,414,000 | 19,362,000 |
| Equity capital | 13,166,000 | 13,716,000 | 14,415,000 | 14,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,991,000 | 4,675,000 | 6,288,000 |
| Interest expense | 361,000 | 782,000 | 1,251,000 | 1,726,000 |
| Net interest income | 1,069,000 | 2,209,000 | 3,424,000 | 4,562,000 |
| Noninterest income | 61,000 | 122,000 | 167,000 | 256,000 |
| Noninterest expense | 586,000 | 1,171,000 | 1,708,000 | 2,724,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 413,000 | 1,029,000 | 1,752,000 | 1,963,000 |
| Income tax | -1,000 | 12,000 | 24,000 | 27,000 |
| Net income | 414,000 | 1,017,000 | 1,728,000 | 1,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,927,000 | 14,388,000 | 15,013,000 | 15,208,000 |
| Total capital | 14,931,000 | 15,393,000 | 16,018,000 | 16,214,000 |
| Risk-weighted assets | 115,872,000 | 122,107,000 | 126,792,000 | 122,404,000 |