Call reports 2013
ADAMS COUNTY BANK — 2013
What ADAMS COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 154,763,000 | 164,364,000 | 164,829,000 | 169,858,000 |
| Total loans | 74,726,000 | 84,346,000 | 96,536,000 | 100,760,000 |
| Allowance for loan losses | 842,000 | 847,000 | 848,000 | 849,000 |
| Securities available for sale | 64,183,000 | 62,599,000 | 27,242,000 | 26,011,000 |
| Securities held to maturity | 0 | 0 | 23,033,000 | 22,964,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,453,000 | 107,962,000 | 109,354,000 | 108,282,000 |
| Interest-bearing deposits | 79,712,000 | 85,719,000 | 91,051,000 | 83,085,000 |
| Noninterest-bearing deposits | 25,741,000 | 22,243,000 | 18,303,000 | 25,197,000 |
| Equity capital | 10,740,000 | 9,781,000 | 9,950,000 | 10,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,158,000 | 2,385,000 | 3,750,000 | 5,141,000 |
| Interest expense | 238,000 | 509,000 | 823,000 | 1,128,000 |
| Net interest income | 920,000 | 1,876,000 | 2,927,000 | 4,013,000 |
| Noninterest income | 57,000 | 115,000 | 167,000 | 238,000 |
| Noninterest expense | 540,000 | 1,018,000 | 1,528,000 | 2,566,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 437,000 | 973,000 | 1,474,000 | 1,593,000 |
| Income tax | 11,000 | 7,000 | 17,000 | 34,000 |
| Net income | 426,000 | 966,000 | 1,457,000 | 1,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,192,000 | 10,265,000 | 10,740,000 | 11,304,000 |
| Total capital | 11,034,000 | 11,112,000 | 11,588,000 | 12,153,000 |
| Risk-weighted assets | 88,789,000 | 98,784,000 | 109,718,000 | 114,559,000 |