Call reports 2012
ADAMS COUNTY BANK — 2012
What ADAMS COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 122,240,000 | 133,654,000 | 143,319,000 | 161,982,000 |
| Total loans | 73,834,000 | 81,788,000 | 85,053,000 | 86,328,000 |
| Allowance for loan losses | 732,000 | 848,000 | 850,000 | 840,000 |
| Securities available for sale | 34,865,000 | 36,337,000 | 42,311,000 | 48,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,856,000 | 88,023,000 | 87,574,000 | 101,563,000 |
| Interest-bearing deposits | 71,139,000 | 70,618,000 | 71,998,000 | 73,349,000 |
| Noninterest-bearing deposits | 18,717,000 | 17,405,000 | 15,576,000 | 28,214,000 |
| Equity capital | 9,574,000 | 10,156,000 | 10,889,000 | 10,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,232,000 | 3,478,000 | 4,705,000 |
| Interest expense | 190,000 | 380,000 | 595,000 | 804,000 |
| Net interest income | 883,000 | 1,852,000 | 2,883,000 | 3,901,000 |
| Noninterest income | 134,000 | 185,000 | 268,000 | 354,000 |
| Noninterest expense | 492,000 | 1,001,000 | 1,467,000 | 2,491,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 525,000 | 936,000 | 1,584,000 | 1,664,000 |
| Income tax | 134,000 | 145,000 | 156,000 | 166,000 |
| Net income | 391,000 | 791,000 | 1,428,000 | 1,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,215,000 | 9,615,000 | 10,253,000 | 10,322,000 |
| Total capital | 9,947,000 | 10,463,000 | 11,103,000 | 11,162,000 |
| Risk-weighted assets | 85,269,000 | 95,051,000 | 100,625,000 | 100,185,000 |