Call reports 2011
ADAMS COUNTY BANK — 2011
What ADAMS COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 102,064,000 | 114,252,000 | 118,216,000 | 122,484,000 |
| Total loans | 71,895,000 | 75,854,000 | 82,293,000 | 77,675,000 |
| Allowance for loan losses | 823,000 | 816,000 | 791,000 | 791,000 |
| Securities available for sale | 18,971,000 | 26,290,000 | 23,622,000 | 30,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,051,000 | 77,250,000 | 73,873,000 | 80,545,000 |
| Interest-bearing deposits | 64,215,000 | 62,446,000 | 62,098,000 | 64,546,000 |
| Noninterest-bearing deposits | 16,836,000 | 14,803,000 | 11,775,000 | 15,998,000 |
| Equity capital | 8,473,000 | 8,852,000 | 9,277,000 | 9,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 979,000 | 2,014,000 | 3,169,000 | 4,318,000 |
| Interest expense | 258,000 | 431,000 | 676,000 | 900,000 |
| Net interest income | 721,000 | 1,583,000 | 2,493,000 | 3,418,000 |
| Noninterest income | 43,000 | 87,000 | 133,000 | 224,000 |
| Noninterest expense | 449,000 | 908,000 | 1,410,000 | 2,209,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 315,000 | 762,000 | 1,216,000 | 1,433,000 |
| Income tax | 93,000 | 226,000 | 336,000 | 360,000 |
| Net income | 222,000 | 536,000 | 880,000 | 1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,489,000 | 8,803,000 | 9,147,000 | 9,339,000 |
| Total capital | 9,312,000 | 9,619,000 | 9,938,000 | 10,130,000 |
| Risk-weighted assets | 79,504,000 | 85,302,000 | 90,982,000 | 89,564,000 |