Call reports 2024
HOMETOWN BANK — 2024
What HOMETOWN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 584,582,000 | 590,572,000 | 602,415,000 | 599,733,000 |
| Total loans | 369,591,000 | 378,429,000 | 390,728,000 | 388,903,000 |
| Allowance for loan losses | 5,173,000 | 5,290,000 | 5,412,000 | 5,431,000 |
| Securities available for sale | 170,029,000 | 163,999,000 | 163,146,000 | 157,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,235,000 | 525,981,000 | 531,835,000 | 542,292,000 |
| Interest-bearing deposits | 387,695,000 | 406,276,000 | 404,670,000 | 412,414,000 |
| Noninterest-bearing deposits | 122,540,000 | 119,705,000 | 127,165,000 | 129,878,000 |
| Equity capital | 37,658,000 | 38,329,000 | 43,384,000 | 41,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,178,000 | 12,866,000 | 19,939,000 | 27,070,000 |
| Interest expense | 2,062,000 | 4,329,000 | 6,681,000 | 8,855,000 |
| Net interest income | 4,116,000 | 8,537,000 | 13,258,000 | 18,215,000 |
| Noninterest income | 762,000 | 2,825,000 | 3,685,000 | 4,030,000 |
| Noninterest expense | 3,897,000 | 8,127,000 | 12,427,000 | 16,980,000 |
| Provision for loan losses | 140,000 | 255,000 | 375,000 | 395,000 |
| Pretax income | 841,000 | 2,893,000 | 4,062,000 | 4,802,000 |
| Income tax | 228,000 | 783,000 | 1,100,000 | 1,333,000 |
| Net income | 613,000 | 2,110,000 | 2,962,000 | 3,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,187,000 | 48,683,000 | 49,536,000 | 50,044,000 |
| Total capital | 53,101,000 | 53,658,000 | 54,689,000 | 55,211,000 |
| Risk-weighted assets | 392,781,000 | 397,601,000 | 411,904,000 | 412,992,000 |