Call reports 2023
HOMETOWN BANK — 2023
What HOMETOWN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 542,357,000 | 561,867,000 | 571,070,000 | 577,937,000 |
| Total loans | 321,965,000 | 338,942,000 | 353,350,000 | 356,144,000 |
| Allowance for loan losses | 4,564,000 | 4,751,000 | 4,862,000 | 5,032,000 |
| Securities available for sale | 169,257,000 | 166,075,000 | 163,348,000 | 170,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,477,000 | 509,433,000 | 513,279,000 | 510,130,000 |
| Interest-bearing deposits | 356,266,000 | 381,444,000 | 382,205,000 | 378,757,000 |
| Noninterest-bearing deposits | 135,211,000 | 127,989,000 | 131,074,000 | 131,373,000 |
| Equity capital | 35,275,000 | 33,375,000 | 31,599,000 | 37,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,693,000 | 9,941,000 | 15,603,000 | 21,418,000 |
| Interest expense | 1,091,000 | 2,553,000 | 4,384,000 | 6,385,000 |
| Net interest income | 3,602,000 | 7,388,000 | 11,219,000 | 15,033,000 |
| Noninterest income | 697,000 | 1,523,000 | 2,287,000 | 3,338,000 |
| Noninterest expense | 3,490,000 | 6,884,000 | 10,476,000 | 14,117,000 |
| Provision for loan losses | 130,000 | 305,000 | 410,000 | 515,000 |
| Pretax income | 692,000 | 1,749,000 | 2,622,000 | 3,820,000 |
| Income tax | 188,000 | 475,000 | 711,000 | 1,040,000 |
| Net income | 504,000 | 1,274,000 | 1,911,000 | 2,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,298,000 | 46,069,000 | 46,705,000 | 47,575,000 |
| Total capital | 51,691,000 | 50,618,000 | 51,438,000 | 52,344,000 |
| Risk-weighted assets | 351,092,000 | 363,614,000 | 378,355,000 | 381,203,000 |