Call reports 2022
HOMETOWN BANK — 2022
What HOMETOWN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 523,282,000 | 518,578,000 | 525,749,000 | 539,421,000 |
| Total loans | 272,489,000 | 274,338,000 | 293,930,000 | 306,848,000 |
| Allowance for loan losses | 3,810,000 | 3,882,000 | 4,281,000 | 4,544,000 |
| Securities available for sale | 195,788,000 | 188,224,000 | 177,398,000 | 169,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,676,000 | 474,241,000 | 471,746,000 | 486,803,000 |
| Interest-bearing deposits | 321,361,000 | 317,221,000 | 317,816,000 | 341,164,000 |
| Noninterest-bearing deposits | 152,315,000 | 157,020,000 | 153,930,000 | 145,639,000 |
| Equity capital | 36,608,000 | 31,511,000 | 28,092,000 | 33,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,617,000 | 7,466,000 | 11,643,000 | 16,101,000 |
| Interest expense | 148,000 | 294,000 | 578,000 | 1,233,000 |
| Net interest income | 3,469,000 | 7,172,000 | 11,065,000 | 14,868,000 |
| Noninterest income | 752,000 | 1,563,000 | 4,910,000 | 7,567,000 |
| Noninterest expense | 3,481,000 | 6,750,000 | 10,251,000 | 13,627,000 |
| Provision for loan losses | 36,000 | 106,000 | 481,000 | 741,000 |
| Pretax income | 709,000 | 1,859,000 | 5,226,000 | 6,914,000 |
| Income tax | 192,000 | 515,000 | 1,419,000 | 1,732,000 |
| Net income | 517,000 | 1,344,000 | 3,807,000 | 5,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,630,000 | 42,982,000 | 45,421,000 | 46,795,000 |
| Total capital | 47,440,000 | 46,864,000 | 49,647,000 | 51,064,000 |
| Risk-weighted assets | 311,479,000 | 316,473,000 | 338,053,000 | 341,238,000 |