Call reports 2021
HOMETOWN BANK — 2021
What HOMETOWN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 489,881,000 | 512,989,000 | 521,367,000 | 523,774,000 |
| Total loans | 241,191,000 | 238,207,000 | 240,869,000 | 258,899,000 |
| Allowance for loan losses | 4,159,000 | 4,174,000 | 3,552,000 | 3,764,000 |
| Securities available for sale | 188,189,000 | 219,106,000 | 226,759,000 | 220,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,337,000 | 457,904,000 | 464,582,000 | 458,004,000 |
| Interest-bearing deposits | 300,552,000 | 318,624,000 | 320,432,000 | 323,644,000 |
| Noninterest-bearing deposits | 132,785,000 | 139,280,000 | 144,150,000 | 134,360,000 |
| Equity capital | 44,884,000 | 43,406,000 | 45,121,000 | 45,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,421,000 | 6,867,000 | 10,876,000 | 14,874,000 |
| Interest expense | 242,000 | 471,000 | 665,000 | 815,000 |
| Net interest income | 3,179,000 | 6,396,000 | 10,211,000 | 14,059,000 |
| Noninterest income | 1,913,000 | 3,140,000 | 4,318,000 | 6,046,000 |
| Noninterest expense | 3,465,000 | 6,829,000 | 10,097,000 | 13,438,000 |
| Provision for loan losses | 0 | 0 | -625,000 | -413,000 |
| Pretax income | 1,627,000 | 2,707,000 | 5,057,000 | 7,080,000 |
| Income tax | 440,000 | 732,000 | 1,367,000 | 1,960,000 |
| Net income | 1,187,000 | 1,975,000 | 3,690,000 | 5,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,679,000 | 39,967,000 | 41,682,000 | 43,113,000 |
| Total capital | 44,999,000 | 43,455,000 | 45,229,000 | 46,877,000 |
| Risk-weighted assets | 264,769,000 | 278,349,000 | 283,777,000 | 301,893,000 |