Call reports 2020
HOMETOWN BANK — 2020
What HOMETOWN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 365,178,000 | 420,295,000 | 451,862,000 | 469,471,000 |
| Total loans | 235,182,000 | 268,253,000 | 263,637,000 | 247,379,000 |
| Allowance for loan losses | 3,998,000 | 4,082,000 | 4,117,000 | 4,126,000 |
| Securities available for sale | 74,291,000 | 89,486,000 | 135,509,000 | 177,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,534,000 | 357,503,000 | 394,827,000 | 411,024,000 |
| Interest-bearing deposits | 228,203,000 | 257,518,000 | 277,869,000 | 294,632,000 |
| Noninterest-bearing deposits | 75,331,000 | 99,985,000 | 116,958,000 | 116,392,000 |
| Equity capital | 41,852,000 | 42,158,000 | 44,401,000 | 45,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,675,000 | 8,027,000 | 12,206,000 | 15,688,000 |
| Interest expense | 501,000 | 964,000 | 1,369,000 | 1,686,000 |
| Net interest income | 3,174,000 | 7,063,000 | 10,837,000 | 14,002,000 |
| Noninterest income | 987,000 | 3,683,000 | 6,576,000 | 9,192,000 |
| Noninterest expense | 2,795,000 | 5,880,000 | 9,297,000 | 12,770,000 |
| Provision for loan losses | 0 | 40,000 | 55,000 | 55,000 |
| Pretax income | 1,392,000 | 4,852,000 | 8,087,000 | 10,395,000 |
| Income tax | 379,000 | 1,314,000 | 2,188,000 | 2,928,000 |
| Net income | 1,013,000 | 3,538,000 | 5,899,000 | 7,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,488,000 | 36,563,000 | 38,924,000 | 40,492,000 |
| Total capital | 39,703,000 | 39,791,000 | 42,171,000 | 43,785,000 |
| Risk-weighted assets | 256,380,000 | 257,383,000 | 258,863,000 | 262,511,000 |