Call reports 2019
HOMETOWN BANK — 2019
What HOMETOWN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 322,270,000 | 334,271,000 | 353,385,000 | 353,740,000 |
| Total loans | 231,791,000 | 233,615,000 | 237,172,000 | 235,817,000 |
| Allowance for loan losses | 3,892,000 | 3,956,000 | 4,027,000 | 4,026,000 |
| Securities available for sale | 42,852,000 | 41,765,000 | 61,003,000 | 70,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,373,000 | 276,825,000 | 294,349,000 | 292,674,000 |
| Interest-bearing deposits | 196,652,000 | 204,026,000 | 212,901,000 | 217,412,000 |
| Noninterest-bearing deposits | 67,721,000 | 72,799,000 | 81,448,000 | 75,262,000 |
| Equity capital | 35,596,000 | 37,108,000 | 38,620,000 | 39,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,507,000 | 7,269,000 | 11,080,000 | 14,840,000 |
| Interest expense | 423,000 | 848,000 | 1,320,000 | 1,796,000 |
| Net interest income | 3,084,000 | 6,421,000 | 9,760,000 | 13,044,000 |
| Noninterest income | 658,000 | 1,568,000 | 3,015,000 | 4,261,000 |
| Noninterest expense | 2,505,000 | 4,988,000 | 7,595,000 | 10,388,000 |
| Provision for loan losses | 16,000 | 72,000 | 142,000 | 142,000 |
| Pretax income | 1,206,000 | 2,929,000 | 5,023,000 | 6,760,000 |
| Income tax | 331,000 | 811,000 | 1,393,000 | 1,838,000 |
| Net income | 875,000 | 2,118,000 | 3,630,000 | 4,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,428,000 | 32,671,000 | 34,183,000 | 35,475,000 |
| Total capital | 34,365,000 | 35,628,000 | 37,275,000 | 38,620,000 |
| Risk-weighted assets | 234,027,000 | 235,600,000 | 246,498,000 | 250,740,000 |