Call reports 2018
HOMETOWN BANK — 2018
What HOMETOWN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 295,144,000 | 304,992,000 | 310,221,000 | 318,656,000 |
| Total loans | 205,655,000 | 214,680,000 | 223,108,000 | 231,210,000 |
| Allowance for loan losses | 3,536,000 | 3,577,000 | 3,670,000 | 3,865,000 |
| Securities available for sale | 39,616,000 | 42,988,000 | 44,363,000 | 43,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,271,000 | 257,674,000 | 257,898,000 | 262,889,000 |
| Interest-bearing deposits | 184,942,000 | 197,136,000 | 191,072,000 | 192,448,000 |
| Noninterest-bearing deposits | 62,329,000 | 60,538,000 | 66,826,000 | 70,441,000 |
| Equity capital | 34,822,000 | 34,161,000 | 35,011,000 | 35,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,872,000 | 6,373,000 | 9,583,000 | 13,124,000 |
| Interest expense | 221,000 | 463,000 | 733,000 | 1,083,000 |
| Net interest income | 2,651,000 | 5,910,000 | 8,850,000 | 12,041,000 |
| Noninterest income | 699,000 | 1,204,000 | 2,199,000 | 3,034,000 |
| Noninterest expense | 2,468,000 | 4,986,000 | 7,460,000 | 10,089,000 |
| Provision for loan losses | 17,000 | 53,000 | 139,000 | 399,000 |
| Pretax income | 865,000 | 2,075,000 | 3,450,000 | 4,587,000 |
| Income tax | 177,000 | 503,000 | 886,000 | 1,255,000 |
| Net income | 688,000 | 1,572,000 | 2,564,000 | 3,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,059,000 | 30,443,000 | 31,435,000 | 32,204,000 |
| Total capital | 33,556,000 | 33,043,000 | 34,130,000 | 35,121,000 |
| Risk-weighted assets | 198,763,000 | 207,096,000 | 214,674,000 | 232,412,000 |