Call reports 2017
HOMETOWN BANK — 2017
What HOMETOWN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 270,636,000 | 279,151,000 | 291,602,000 | 293,609,000 |
| Total loans | 199,561,000 | 210,001,000 | 210,828,000 | 208,769,000 |
| Allowance for loan losses | 3,397,000 | 3,495,000 | 3,599,000 | 3,472,000 |
| Securities available for sale | 33,214,000 | 31,945,000 | 37,029,000 | 43,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,034,000 | 227,070,000 | 242,222,000 | 245,547,000 |
| Interest-bearing deposits | 165,088,000 | 140,383,000 | 179,413,000 | 170,695,000 |
| Noninterest-bearing deposits | 55,946,000 | 86,687,000 | 62,809,000 | 74,852,000 |
| Equity capital | 32,886,000 | 32,792,000 | 33,506,000 | 34,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,811,000 | 5,773,000 | 8,812,000 | 11,935,000 |
| Interest expense | 172,000 | 365,000 | 582,000 | 793,000 |
| Net interest income | 2,639,000 | 5,408,000 | 8,230,000 | 11,142,000 |
| Noninterest income | 729,000 | 1,427,000 | 2,267,000 | 2,947,000 |
| Noninterest expense | 2,289,000 | 4,629,000 | 6,982,000 | 9,470,000 |
| Provision for loan losses | 102,000 | 179,000 | 277,000 | 302,000 |
| Pretax income | 977,000 | 2,027,000 | 3,238,000 | 4,317,000 |
| Income tax | 368,000 | 766,000 | 1,232,000 | 1,157,000 |
| Net income | 609,000 | 1,261,000 | 2,006,000 | 3,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,671,000 | 28,473,000 | 29,218,000 | 30,371,000 |
| Total capital | 31,467,000 | 31,039,000 | 31,915,000 | 32,832,000 |
| Risk-weighted assets | 223,083,000 | 204,379,000 | 214,858,000 | 195,942,000 |