Call reports 2014
HOMETOWN BANK — 2014
What HOMETOWN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 221,145,000 | 226,939,000 | 226,913,000 | 233,465,000 |
| Total loans | 154,317,000 | 159,635,000 | 156,932,000 | 162,716,000 |
| Allowance for loan losses | 2,585,000 | 2,627,000 | 2,650,000 | 2,689,000 |
| Securities available for sale | 38,652,000 | 37,672,000 | 40,955,000 | 38,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,929,000 | 192,551,000 | 193,020,000 | 198,197,000 |
| Interest-bearing deposits | 154,611,000 | 163,131,000 | 162,262,000 | 159,012,000 |
| Noninterest-bearing deposits | 32,318,000 | 29,420,000 | 30,758,000 | 39,185,000 |
| Equity capital | 28,132,000 | 27,727,000 | 28,376,000 | 28,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,344,000 | 5,058,000 | 7,571,000 | 10,045,000 |
| Interest expense | 133,000 | 276,000 | 412,000 | 545,000 |
| Net interest income | 2,211,000 | 4,782,000 | 7,159,000 | 9,500,000 |
| Noninterest income | 501,000 | 902,000 | 1,431,000 | 1,940,000 |
| Noninterest expense | 1,842,000 | 3,754,000 | 5,537,000 | 7,385,000 |
| Provision for loan losses | 24,000 | 56,000 | 89,000 | 121,000 |
| Pretax income | 847,000 | 1,875,000 | 2,965,000 | 3,964,000 |
| Income tax | 304,000 | 682,000 | 1,086,000 | 1,452,000 |
| Net income | 543,000 | 1,193,000 | 1,879,000 | 2,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,705,000 | 23,155,000 | 23,841,000 | 24,474,000 |
| Total capital | 25,716,000 | 25,214,000 | 25,854,000 | 26,558,000 |
| Risk-weighted assets | 160,342,000 | 164,086,000 | 160,410,000 | 166,076,000 |