Call reports 2013
HOMETOWN BANK — 2013
What HOMETOWN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 204,471,000 | 207,907,000 | 218,315,000 | 223,190,000 |
| Total loans | 136,948,000 | 143,117,000 | 144,466,000 | 153,269,000 |
| Allowance for loan losses | 2,372,000 | 2,601,000 | 2,585,000 | 2,518,000 |
| Securities available for sale | 41,497,000 | 39,029,000 | 39,388,000 | 40,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,634,000 | 176,101,000 | 185,746,000 | 184,771,000 |
| Interest-bearing deposits | 143,106,000 | 120,245,000 | 126,157,000 | 150,893,000 |
| Noninterest-bearing deposits | 29,528,000 | 55,856,000 | 59,589,000 | 33,878,000 |
| Equity capital | 26,147,000 | 26,240,000 | 27,033,000 | 27,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,207,000 | 4,499,000 | 6,776,000 | 9,107,000 |
| Interest expense | 152,000 | 302,000 | 447,000 | 590,000 |
| Net interest income | 2,055,000 | 4,197,000 | 6,329,000 | 8,517,000 |
| Noninterest income | 548,000 | 1,053,000 | 1,544,000 | 2,014,000 |
| Noninterest expense | 1,624,000 | 3,230,000 | 4,915,000 | 6,717,000 |
| Provision for loan losses | -8,000 | -15,000 | -23,000 | -30,000 |
| Pretax income | 987,000 | 2,052,000 | 2,990,000 | 3,853,000 |
| Income tax | 359,000 | 750,000 | 1,089,000 | 1,403,000 |
| Net income | 628,000 | 1,302,000 | 1,901,000 | 2,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,339,000 | 22,014,000 | 22,612,000 | 23,162,000 |
| Total capital | 23,257,000 | 24,030,000 | 25,197,000 | 25,330,000 |
| Risk-weighted assets | 152,983,000 | 162,066,000 | 208,243,000 | 217,037,000 |