Call reports 2012
HOMETOWN BANK — 2012
What HOMETOWN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 199,369,000 | 199,497,000 | 198,648,000 | 205,184,000 |
| Total loans | 131,180,000 | 135,543,000 | 132,053,000 | 137,560,000 |
| Allowance for loan losses | 1,994,000 | 2,208,000 | 2,345,000 | 2,339,000 |
| Securities available for sale | 45,630,000 | 39,865,000 | 41,383,000 | 41,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,133,000 | 165,782,000 | 166,528,000 | 169,776,000 |
| Interest-bearing deposits | 141,789,000 | 142,166,000 | 140,128,000 | 138,767,000 |
| Noninterest-bearing deposits | 24,344,000 | 23,616,000 | 26,400,000 | 31,009,000 |
| Equity capital | 24,817,000 | 25,582,000 | 26,273,000 | 26,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,301,000 | 4,634,000 | 6,846,000 | 9,127,000 |
| Interest expense | 242,000 | 469,000 | 663,000 | 825,000 |
| Net interest income | 2,059,000 | 4,165,000 | 6,183,000 | 8,302,000 |
| Noninterest income | 741,000 | 1,602,000 | 2,322,000 | 2,995,000 |
| Noninterest expense | 1,553,000 | 3,228,000 | 4,907,000 | 6,424,000 |
| Provision for loan losses | 233,000 | 435,000 | 577,000 | 720,000 |
| Pretax income | 1,014,000 | 2,120,000 | 3,037,000 | 4,169,000 |
| Income tax | 364,000 | 778,000 | 1,106,000 | 1,532,000 |
| Net income | 650,000 | 1,342,000 | 1,931,000 | 2,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,027,000 | 20,718,000 | 21,294,000 | 22,013,000 |
| Total capital | 21,848,000 | 22,595,000 | 23,143,000 | 23,940,000 |
| Risk-weighted assets | 145,484,000 | 149,808,000 | 147,437,000 | 153,785,000 |