Call reports 2025
PEOPLES BANK, THE — 2025
What PEOPLES BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 305,011,000 | 324,304,000 | 324,277,000 | 319,192,000 |
| Total loans | 123,860,000 | 128,020,000 | 131,430,000 | 138,762,000 |
| Allowance for loan losses | 1,192,000 | 1,220,000 | 1,250,000 | 1,131,000 |
| Securities available for sale | 144,901,000 | 142,800,000 | 146,102,000 | 143,594,000 |
| Securities held to maturity | 274,000 | 274,000 | 255,000 | 1,455,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,521,000 | 305,097,000 | 301,028,000 | 295,363,000 |
| Interest-bearing deposits | 250,777,000 | 268,415,000 | 263,463,000 | 259,876,000 |
| Noninterest-bearing deposits | 35,744,000 | 36,682,000 | 37,565,000 | 35,487,000 |
| Equity capital | 17,432,000 | 18,022,000 | 22,169,000 | 22,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,821,000 | 5,945,000 | 9,120,000 | 12,491,000 |
| Interest expense | 538,000 | 1,095,000 | 1,695,000 | 2,281,000 |
| Net interest income | 2,283,000 | 4,850,000 | 7,425,000 | 10,210,000 |
| Noninterest income | 320,000 | 660,000 | 999,000 | 1,323,000 |
| Noninterest expense | 1,705,000 | 3,381,000 | 5,096,000 | 6,928,000 |
| Provision for loan losses | 0 | 33,000 | 70,000 | 179,000 |
| Pretax income | 879,000 | 2,066,000 | 3,221,000 | 4,379,000 |
| Income tax | 163,000 | 390,000 | 603,000 | 816,000 |
| Net income | 716,000 | 1,676,000 | 2,618,000 | 3,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,648,000 | 29,608,000 | 30,551,000 | 30,507,000 |
| Total capital | 29,840,000 | 30,828,000 | 31,800,000 | 31,638,000 |
| Risk-weighted assets | 150,122,000 | 147,167,000 | 152,612,000 | 169,361,000 |