Call reports 2024
PEOPLES BANK, THE — 2024
What PEOPLES BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 295,804,000 | 296,529,000 | 299,238,000 | 290,539,000 |
| Total loans | 115,155,000 | 117,141,000 | 120,085,000 | 121,978,000 |
| Allowance for loan losses | 1,129,000 | 1,120,000 | 1,196,000 | 1,196,000 |
| Securities available for sale | 144,449,000 | 141,046,000 | 143,175,000 | 143,089,000 |
| Securities held to maturity | 312,000 | 312,000 | 293,000 | 274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,737,000 | 280,831,000 | 279,612,000 | 274,978,000 |
| Interest-bearing deposits | 245,166,000 | 244,970,000 | 244,502,000 | 239,661,000 |
| Noninterest-bearing deposits | 35,571,000 | 35,861,000 | 35,110,000 | 35,317,000 |
| Equity capital | 14,106,000 | 14,849,000 | 18,731,000 | 14,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,554,000 | 5,464,000 | 8,189,000 | 11,137,000 |
| Interest expense | 635,000 | 1,308,000 | 1,980,000 | 2,578,000 |
| Net interest income | 1,919,000 | 4,156,000 | 6,209,000 | 8,559,000 |
| Noninterest income | 262,000 | 548,000 | 891,000 | 1,210,000 |
| Noninterest expense | 1,584,000 | 3,186,000 | 4,832,000 | 6,533,000 |
| Provision for loan losses | 0 | 14,000 | 95,000 | 102,000 |
| Pretax income | 561,000 | 1,442,000 | 2,109,000 | 3,070,000 |
| Income tax | 76,000 | 233,000 | 288,000 | 459,000 |
| Net income | 485,000 | 1,209,000 | 1,821,000 | 2,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,695,000 | 27,419,000 | 28,032,000 | 27,932,000 |
| Total capital | 27,824,000 | 28,539,000 | 29,228,000 | 29,128,000 |
| Risk-weighted assets | 131,829,000 | 138,175,000 | 144,550,000 | 153,773,000 |