Call reports 2023
PEOPLES BANK, THE — 2023
What PEOPLES BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 271,430,000 | 271,720,000 | 272,464,000 | 287,213,000 |
| Total loans | 106,538,000 | 108,875,000 | 111,369,000 | 114,293,000 |
| Allowance for loan losses | 1,140,000 | 1,143,000 | 1,131,000 | 1,132,000 |
| Securities available for sale | 137,936,000 | 133,755,000 | 129,992,000 | 139,015,000 |
| Securities held to maturity | 900,000 | 900,000 | 331,000 | 331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,881,000 | 258,995,000 | 261,717,000 | 272,009,000 |
| Interest-bearing deposits | 131,457,000 | 222,074,000 | 226,170,000 | 237,860,000 |
| Noninterest-bearing deposits | 127,424,000 | 36,921,000 | 35,547,000 | 34,149,000 |
| Equity capital | 11,876,000 | 11,928,000 | 9,975,000 | 14,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,015,000 | 4,291,000 | 6,516,000 | 9,175,000 |
| Interest expense | 180,000 | 413,000 | 694,000 | 1,179,000 |
| Net interest income | 1,835,000 | 3,878,000 | 5,822,000 | 7,996,000 |
| Noninterest income | 261,000 | 529,000 | 794,000 | 1,060,000 |
| Noninterest expense | 1,491,000 | 3,007,000 | 4,526,000 | 6,172,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 607,000 | 1,398,000 | 2,088,000 | 2,867,000 |
| Income tax | 74,000 | 193,000 | 292,000 | 419,000 |
| Net income | 533,000 | 1,205,000 | 1,796,000 | 2,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,160,000 | 25,832,000 | 26,424,000 | 26,211,000 |
| Total capital | 26,300,000 | 26,975,000 | 27,555,000 | 27,343,000 |
| Risk-weighted assets | 143,427,000 | 145,390,000 | 148,266,000 | 131,389,000 |