Call reports 2022
PEOPLES BANK, THE — 2022
What PEOPLES BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 277,952,000 | 266,527,000 | 272,999,000 | 274,404,000 |
| Total loans | 97,401,000 | 103,338,000 | 104,698,000 | 107,657,000 |
| Allowance for loan losses | 1,161,000 | 1,155,000 | 1,158,000 | 1,150,000 |
| Securities available for sale | 163,709,000 | 149,521,000 | 144,305,000 | 143,717,000 |
| Securities held to maturity | 387,000 | 387,000 | 369,000 | 919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,811,000 | 250,086,000 | 263,447,000 | 262,963,000 |
| Interest-bearing deposits | 218,826,000 | 215,545,000 | 224,475,000 | 132,441,000 |
| Noninterest-bearing deposits | 39,986,000 | 34,541,000 | 38,972,000 | 130,522,000 |
| Equity capital | 18,260,000 | 10,551,000 | 8,796,000 | 10,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,662,000 | 3,346,000 | 5,190,000 | 7,278,000 |
| Interest expense | 153,000 | 291,000 | 420,000 | 546,000 |
| Net interest income | 1,509,000 | 3,055,000 | 4,770,000 | 6,732,000 |
| Noninterest income | 224,000 | 465,000 | 723,000 | 987,000 |
| Noninterest expense | 1,366,000 | 2,720,000 | 4,076,000 | 5,585,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 367,000 | 800,000 | 1,408,000 | 2,125,000 |
| Income tax | 15,000 | 39,000 | 112,000 | 207,000 |
| Net income | 352,000 | 761,000 | 1,296,000 | 1,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,852,000 | 24,261,000 | 24,796,000 | 24,628,000 |
| Total capital | 25,013,000 | 25,416,000 | 25,954,000 | 25,778,000 |
| Risk-weighted assets | 123,789,000 | 128,721,000 | 129,013,000 | 145,582,000 |