Call reports 2021
PEOPLES BANK, THE — 2021
What PEOPLES BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 256,516,000 | 262,828,000 | 269,360,000 | 271,995,000 |
| Total loans | 87,547,000 | 90,259,000 | 92,378,000 | 96,873,000 |
| Allowance for loan losses | 1,099,000 | 1,153,000 | 1,156,000 | 1,157,000 |
| Securities available for sale | 146,326,000 | 154,968,000 | 166,661,000 | 157,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,843,000 | 235,569,000 | 238,346,000 | 246,229,000 |
| Interest-bearing deposits | 190,803,000 | 200,030,000 | 203,270,000 | 210,515,000 |
| Noninterest-bearing deposits | 39,040,000 | 35,539,000 | 35,076,000 | 35,714,000 |
| Equity capital | 25,310,000 | 25,833,000 | 26,364,000 | 24,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,586,000 | 3,226,000 | 4,951,000 | 6,571,000 |
| Interest expense | 183,000 | 362,000 | 528,000 | 690,000 |
| Net interest income | 1,403,000 | 2,864,000 | 4,423,000 | 5,881,000 |
| Noninterest income | 202,000 | 435,000 | 675,000 | 909,000 |
| Noninterest expense | 1,291,000 | 2,607,000 | 3,976,000 | 5,411,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 87,000 |
| Pretax income | 239,000 | 653,000 | 1,085,000 | 1,351,000 |
| Income tax | -10,000 | 23,000 | 59,000 | 51,000 |
| Net income | 249,000 | 630,000 | 1,026,000 | 1,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,191,000 | 23,572,000 | 23,968,000 | 23,500,000 |
| Total capital | — | — | 25,124,000 | 24,657,000 |
| Risk-weighted assets | — | — | 138,117,000 | 144,220,000 |