Call reports 2020
PEOPLES BANK, THE — 2020
What PEOPLES BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 215,447,000 | 235,525,000 | 238,715,000 | 245,405,000 |
| Total loans | 86,683,000 | 86,746,000 | 87,264,000 | 86,858,000 |
| Allowance for loan losses | 1,521,000 | 1,075,000 | 1,081,000 | 1,097,000 |
| Securities available for sale | 118,403,000 | 120,252,000 | 132,801,000 | 140,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,358,000 | 208,148,000 | 210,475,000 | 217,332,000 |
| Interest-bearing deposits | 159,315,000 | 173,886,000 | 178,312,000 | 180,725,000 |
| Noninterest-bearing deposits | 34,043,000 | 34,262,000 | 32,163,000 | 36,607,000 |
| Equity capital | 21,384,000 | 25,746,000 | 26,508,000 | 26,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,416,000 | 5,045,000 | 6,647,000 |
| Interest expense | 220,000 | 444,000 | 662,000 | 870,000 |
| Net interest income | 1,507,000 | 2,972,000 | 4,383,000 | 5,777,000 |
| Noninterest income | 204,000 | 372,000 | 585,000 | 790,000 |
| Noninterest expense | 1,263,000 | 2,543,000 | 3,822,000 | 5,194,000 |
| Provision for loan losses | 80,000 | 762,000 | 782,000 | 782,000 |
| Pretax income | 452,000 | 222,000 | 985,000 | 1,212,000 |
| Income tax | 58,000 | -73,000 | 49,000 | 34,000 |
| Net income | 394,000 | 295,000 | 936,000 | 1,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,874,000 | 22,776,000 | 23,417,000 | 22,942,000 |