Call reports 2019
PEOPLES BANK, THE — 2019
What PEOPLES BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 206,165,000 | 205,060,000 | 207,514,000 | 203,791,000 |
| Total loans | 80,807,000 | 83,149,000 | 84,158,000 | 87,038,000 |
| Allowance for loan losses | 1,296,000 | 1,350,000 | 1,409,000 | 1,211,000 |
| Securities available for sale | 107,623,000 | 109,744,000 | 104,102,000 | 105,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,007,000 | 177,650,000 | 182,737,000 | 179,142,000 |
| Interest-bearing deposits | 156,686,000 | 152,768,000 | 155,156,000 | 151,799,000 |
| Noninterest-bearing deposits | 28,321,000 | 24,882,000 | 27,581,000 | 27,343,000 |
| Equity capital | 20,563,000 | 22,744,000 | 23,770,000 | 23,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,439,000 | 5,180,000 | 6,960,000 |
| Interest expense | 191,000 | 394,000 | 621,000 | 843,000 |
| Net interest income | 1,465,000 | 3,045,000 | 4,559,000 | 6,117,000 |
| Noninterest income | 203,000 | 415,000 | 632,000 | 844,000 |
| Noninterest expense | 1,206,000 | 2,394,000 | 3,641,000 | 4,937,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | -20,000 |
| Pretax income | 421,000 | 977,000 | 1,449,000 | 2,113,000 |
| Income tax | 41,000 | 114,000 | 165,000 | 265,000 |
| Net income | 380,000 | 863,000 | 1,284,000 | 1,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,729,000 | 22,212,000 | 22,633,000 | 22,479,000 |
| Total capital | 23,025,000 | 23,451,000 | 23,870,000 | 23,690,000 |
| Risk-weighted assets | 104,802,000 | 98,996,000 | 98,825,000 | 100,935,000 |