Call reports 2018
PEOPLES BANK, THE — 2018
What PEOPLES BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 208,338,000 | 214,261,000 | 206,160,000 | 211,883,000 |
| Total loans | 74,694,000 | 75,213,000 | 76,102,000 | 79,316,000 |
| Allowance for loan losses | 1,102,000 | 1,185,000 | 1,212,000 | 1,256,000 |
| Securities available for sale | 111,964,000 | 116,401,000 | 113,812,000 | 114,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,509,000 | 195,110,000 | 187,127,000 | 192,197,000 |
| Interest-bearing deposits | 166,789,000 | 171,449,000 | 164,464,000 | 165,973,000 |
| Noninterest-bearing deposits | 22,720,000 | 23,661,000 | 22,663,000 | 26,224,000 |
| Equity capital | 18,211,000 | 18,618,000 | 18,379,000 | 19,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,275,000 | 4,964,000 | 6,761,000 |
| Interest expense | 159,000 | 343,000 | 524,000 | 705,000 |
| Net interest income | 1,418,000 | 2,932,000 | 4,440,000 | 6,056,000 |
| Noninterest income | 199,000 | 430,000 | 645,000 | 852,000 |
| Noninterest expense | 1,132,000 | 2,237,000 | 3,373,000 | 4,615,000 |
| Provision for loan losses | 90,000 | 180,000 | 240,000 | 280,000 |
| Pretax income | 393,000 | 943,000 | 1,477,000 | 2,018,000 |
| Income tax | 31,000 | 98,000 | 160,000 | 285,000 |
| Net income | 362,000 | 845,000 | 1,317,000 | 1,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,503,000 | 20,986,000 | 21,459,000 | 21,348,000 |
| Total capital | 21,605,000 | 22,049,000 | 22,671,000 | 22,589,000 |
| Risk-weighted assets | 98,199,000 | 84,917,000 | 98,012,000 | 99,247,000 |