Call reports 2017
PEOPLES BANK, THE — 2017
What PEOPLES BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 198,380,000 | 210,302,000 | 205,146,000 | 209,161,000 |
| Total loans | 75,499,000 | 76,124,000 | 76,054,000 | 76,003,000 |
| Allowance for loan losses | 832,000 | 863,000 | 966,000 | 1,034,000 |
| Securities available for sale | 110,677,000 | 113,434,000 | 115,571,000 | 116,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,152,000 | 189,751,000 | 184,144,000 | 189,171,000 |
| Interest-bearing deposits | 158,749,000 | 168,873,000 | 163,145,000 | 166,197,000 |
| Noninterest-bearing deposits | 20,403,000 | 20,878,000 | 20,998,000 | 22,974,000 |
| Equity capital | 18,780,000 | 20,047,000 | 20,391,000 | 19,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,562,000 | 3,168,000 | 4,756,000 | 6,429,000 |
| Interest expense | 146,000 | 309,000 | 463,000 | 623,000 |
| Net interest income | 1,416,000 | 2,859,000 | 4,293,000 | 5,806,000 |
| Noninterest income | 197,000 | 354,000 | 558,000 | 763,000 |
| Noninterest expense | 1,065,000 | 2,124,000 | 3,146,000 | 4,293,000 |
| Provision for loan losses | 90,000 | 150,000 | 230,000 | 360,000 |
| Pretax income | 465,000 | 1,010,000 | 1,578,000 | 2,033,000 |
| Income tax | 77,000 | 173,000 | 272,000 | 437,000 |
| Net income | 388,000 | 837,000 | 1,306,000 | 1,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,575,000 | 20,024,000 | 20,493,000 | 19,395,000 |
| Total capital | 20,407,000 | 20,887,000 | 21,459,000 | 20,429,000 |
| Risk-weighted assets | 98,689,000 | 95,567,000 | 97,302,000 | 98,278,000 |