Call reports 2016
PEOPLES BANK, THE — 2016
What PEOPLES BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 196,741,000 | 199,273,000 | 203,709,000 | 197,492,000 |
| Total loans | 81,475,000 | 79,657,000 | 78,817,000 | 78,062,000 |
| Allowance for loan losses | 1,064,000 | 817,000 | 867,000 | 860,000 |
| Securities available for sale | 100,635,000 | 103,286,000 | 108,054,000 | 104,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,327,000 | 178,329,000 | 182,591,000 | 178,861,000 |
| Interest-bearing deposits | 155,077,000 | 155,362,000 | 161,517,000 | 157,472,000 |
| Noninterest-bearing deposits | 21,250,000 | 22,967,000 | 21,074,000 | 21,389,000 |
| Equity capital | 19,686,000 | 20,008,000 | 20,239,000 | 18,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 3,088,000 | 4,633,000 | 6,145,000 |
| Interest expense | 138,000 | 285,000 | 435,000 | 587,000 |
| Net interest income | 1,383,000 | 2,803,000 | 4,198,000 | 5,558,000 |
| Noninterest income | 206,000 | 417,000 | 636,000 | 839,000 |
| Noninterest expense | 1,056,000 | 2,139,000 | 3,182,000 | 4,272,000 |
| Provision for loan losses | 120,000 | 789,000 | 869,000 | 889,000 |
| Pretax income | 430,000 | 327,000 | 863,000 | 1,323,000 |
| Income tax | 91,000 | -36,000 | 85,000 | 188,000 |
| Net income | 339,000 | 363,000 | 778,000 | 1,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,984,000 | 19,007,000 | 19,423,000 | 18,272,000 |
| Total capital | 20,048,000 | 19,824,000 | 20,290,000 | 19,132,000 |
| Risk-weighted assets | 102,108,000 | 98,843,000 | 99,979,000 | 100,207,000 |