Call reports 2015
PEOPLES BANK, THE — 2015
What PEOPLES BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 194,200,000 | 198,788,000 | 192,200,000 | 194,089,000 |
| Total loans | 79,949,000 | 80,680,000 | 79,882,000 | 80,107,000 |
| Allowance for loan losses | 1,234,000 | 1,311,000 | 1,302,000 | 1,050,000 |
| Securities available for sale | 101,550,000 | 103,878,000 | 102,047,000 | 98,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,161,000 | 179,177,000 | 171,907,000 | 174,550,000 |
| Interest-bearing deposits | 152,021,000 | 150,412,000 | 149,908,000 | 150,654,000 |
| Noninterest-bearing deposits | 22,140,000 | 28,765,000 | 21,999,000 | 23,896,000 |
| Equity capital | 19,259,000 | 19,139,000 | 19,695,000 | 19,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 3,053,000 | 4,578,000 | 6,065,000 |
| Interest expense | 129,000 | 264,000 | 396,000 | 538,000 |
| Net interest income | 1,399,000 | 2,789,000 | 4,182,000 | 5,527,000 |
| Noninterest income | 205,000 | 393,000 | 581,000 | 764,000 |
| Noninterest expense | 1,067,000 | 2,091,000 | 3,092,000 | 4,213,000 |
| Provision for loan losses | 90,000 | 160,000 | 230,000 | 870,000 |
| Pretax income | 456,000 | 940,000 | 1,452,000 | 1,261,000 |
| Income tax | 125,000 | 203,000 | 316,000 | 150,000 |
| Net income | 331,000 | 737,000 | 1,136,000 | 1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,457,000 | 18,863,000 | 19,263,000 | 18,645,000 |
| Total capital | 19,658,000 | 20,118,000 | 20,531,000 | 19,695,000 |
| Risk-weighted assets | 96,048,000 | 100,376,000 | 101,417,000 | 102,179,000 |