Call reports 2014
PEOPLES BANK, THE — 2014
What PEOPLES BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 180,460,000 | 190,574,000 | 188,819,000 | 188,363,000 |
| Total loans | 77,081,000 | 77,588,000 | 78,719,000 | 80,481,000 |
| Allowance for loan losses | 1,102,000 | 982,000 | 1,025,000 | 1,156,000 |
| Securities available for sale | 92,290,000 | 95,278,000 | 99,872,000 | 99,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,724,000 | 171,807,000 | 169,643,000 | 169,024,000 |
| Interest-bearing deposits | 140,864,000 | 147,203,000 | 147,706,000 | 147,731,000 |
| Noninterest-bearing deposits | 21,860,000 | 24,604,000 | 21,937,000 | 21,293,000 |
| Equity capital | 17,288,000 | 18,262,000 | 18,672,000 | 18,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,013,000 | 4,537,000 | 6,177,000 |
| Interest expense | 129,000 | 263,000 | 393,000 | 528,000 |
| Net interest income | 1,374,000 | 2,750,000 | 4,144,000 | 5,649,000 |
| Noninterest income | 168,000 | 373,000 | 571,000 | 769,000 |
| Noninterest expense | 988,000 | 1,960,000 | 2,961,000 | 4,104,000 |
| Provision for loan losses | 60,000 | 150,000 | 270,000 | 390,000 |
| Pretax income | 508,000 | 1,078,000 | 1,549,000 | 2,047,000 |
| Income tax | 73,000 | 218,000 | 306,000 | 405,000 |
| Net income | 435,000 | 860,000 | 1,243,000 | 1,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,514,000 | 17,937,000 | 18,321,000 | 18,127,000 |
| Total capital | 18,588,000 | 18,919,000 | 19,346,000 | 19,283,000 |
| Risk-weighted assets | 85,891,000 | 86,392,000 | 92,255,000 | 93,371,000 |