Call reports 2013
PEOPLES BANK, THE — 2013
What PEOPLES BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 172,325,000 | 169,285,000 | 174,997,000 | 177,729,000 |
| Total loans | 71,503,000 | 72,714,000 | 75,248,000 | 77,704,000 |
| Allowance for loan losses | 1,070,000 | 1,026,000 | 1,049,000 | 1,063,000 |
| Securities available for sale | 85,087,000 | 87,015,000 | 86,828,000 | 89,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,730,000 | 152,108,000 | 157,675,000 | 160,788,000 |
| Interest-bearing deposits | 133,918,000 | 132,147,000 | 137,774,000 | 140,172,000 |
| Noninterest-bearing deposits | 19,812,000 | 19,961,000 | 19,901,000 | 20,616,000 |
| Equity capital | 17,658,000 | 16,759,000 | 16,795,000 | 16,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,428,000 | 2,819,000 | 4,253,000 | 5,752,000 |
| Interest expense | 163,000 | 316,000 | 456,000 | 592,000 |
| Net interest income | 1,265,000 | 2,503,000 | 3,797,000 | 5,160,000 |
| Noninterest income | 159,000 | 339,000 | 501,000 | 695,000 |
| Noninterest expense | 936,000 | 1,928,000 | 2,865,000 | 3,939,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 430,000 | 834,000 | 1,330,000 | 1,825,000 |
| Income tax | 80,000 | 143,000 | 247,000 | 348,000 |
| Net income | 350,000 | 691,000 | 1,083,000 | 1,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,495,000 | 16,836,000 | 17,228,000 | 17,077,000 |
| Total capital | 17,475,000 | 17,846,000 | 18,277,000 | 18,140,000 |
| Risk-weighted assets | 78,319,000 | 80,776,000 | 84,753,000 | 86,843,000 |