Call reports 2012
PEOPLES BANK, THE — 2012
What PEOPLES BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 151,383,000 | 156,247,000 | 161,493,000 | 179,787,000 |
| Total loans | 72,449,000 | 71,214,000 | 73,102,000 | 74,512,000 |
| Allowance for loan losses | 954,000 | 988,000 | 996,000 | 999,000 |
| Securities available for sale | 68,621,000 | 70,454,000 | 75,858,000 | 82,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,031,000 | 138,167,000 | 142,423,000 | 161,233,000 |
| Interest-bearing deposits | 114,936,000 | 119,341,000 | 124,437,000 | 139,190,000 |
| Noninterest-bearing deposits | 19,095,000 | 18,826,000 | 17,986,000 | 22,043,000 |
| Equity capital | 16,498,000 | 17,111,000 | 17,818,000 | 17,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,467,000 | 2,914,000 | 4,346,000 | 5,818,000 |
| Interest expense | 192,000 | 383,000 | 559,000 | 732,000 |
| Net interest income | 1,275,000 | 2,531,000 | 3,787,000 | 5,086,000 |
| Noninterest income | 128,000 | 304,000 | 457,000 | 624,000 |
| Noninterest expense | 884,000 | 1,793,000 | 2,695,000 | 3,641,000 |
| Provision for loan losses | 45,000 | 90,000 | 140,000 | 230,000 |
| Pretax income | 587,000 | 1,065,000 | 1,526,000 | 1,956,000 |
| Income tax | 146,000 | 246,000 | 343,000 | 421,000 |
| Net income | 441,000 | 819,000 | 1,183,000 | 1,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,594,000 | 15,971,000 | 16,337,000 | 16,145,000 |
| Total capital | 16,548,000 | 16,927,000 | 17,327,000 | 17,144,000 |
| Risk-weighted assets | 77,701,000 | 76,437,000 | 79,230,000 | 81,753,000 |